Calculate Stripe payment processing fees and optimize your payment strategy
2.9% + 30¢ for online payments
2.7% + 5¢ for in-person payments
Volume-based pricing for businesses processing $1M+ annually
Contact Stripe for custom rates
| Payment Method | Rate | Fixed Fee |
|---|---|---|
| Cards (Domestic) | 2.9% | $0.30 |
| Cards (International) | 3.4% | $0.30 |
| American Express | 3.4% | $0.30 |
| ACH Direct Debit | 0.8% | $5.00 cap |
Stripe offers transparent pricing at 2.9% + 30¢ for online payments. No setup fees, monthly fees, or hidden costs. Perfect for businesses of all sizes.
Accept payments from 135+ currencies and methods. International cards have slightly higher rates (3.4% + 30¢) but provide global reach.
Stripe Radar uses machine learning for fraud detection. Basic protection is included, with advanced features available for +0.05-0.07%.
ACH Direct Debit costs only 0.8% (capped at $5) - significantly cheaper than cards for larger transactions. Great for subscriptions and invoices.
For marketplaces and platforms, Connect adds 0.25% but provides powerful multi-party payment capabilities and compliance handling.
Businesses processing $1M+ annually can qualify for custom pricing with reduced rates. Contact Stripe's sales team for enterprise pricing.